When an investment is to be started, there is usually not much time for long deliberations and planning. Because many things that happen in our life require a quick decision. Even if it involves financial expenses.
If the money required cannot be provided from your own financial resources, a loan must be taken out. As a rule, a quick loan is then sought, which – as the name suggests – is quickly available and can also support and secure the planned project financially.
However, many borrowers shy away from the effort that very often involves borrowing. For example, you do not want to provide bank statements because they either have to be laboriously compiled or have notes that could make borrowing more difficult. A quick loan without bank statements is therefore required in order to be able to deliver quick money with little effort.
Not every loan offer is suitable
The banks and savings banks have a lot of understanding for the wishes and concerns of their customers and therefore try to incorporate them into the loan structure. Despite all this, they never waive collateral when granting a loan. And the easiest way to check this type of collateral is if the prospective customer presents bank statements.
Among other things, this shows how high the income is and what expenses are incurred. In addition, you can see whether there are other liabilities and whether the prospect can handle his money well.
For this reason, the banks generally do not refrain from submitting bank statements. Not even if it is a quick loan without bank statements.
Use consumer credit and other dedicated loans
Anyone who does not want to give up despite all this and is sticking to the quick loan without bank statements should think about whether a dedicated loan is not a better alternative than a freely available installment loan. With a dedicated loan, you don’t get the money from the loan in your hand, but it flows directly into the planned purchase. But such a loan is ideal as a quick loan without bank statements.
On the one hand, it can be applied for and approved by a trusted dealer within a few minutes. On the other hand, he does completely without the expensive paperwork and does not require bank statements. Because information about income and expenses only have to be given orally.
The only collateral that counts here would be a positive Credit Bureau, earnings over 450 USD a month, a bank account and the financed items that are automatically regarded as collateral for the loan. They have exactly the value that is needed to secure the loan amount.
So if you want to buy a car, a new kitchen, furniture, clothing or technical equipment, the easiest way to do this is to use a quick loan without bank statements as a consumer loan.